No fees. No freezes. Your community holds the keys.
Built for mutual aid networks, cooperatives, and community groups.
“We lost thousands in donations because the platform rejected payments and sent money back to donors.”
— Mutual aid organizer, NYC“When groups that have been all-volunteer get money, they often fall apart in conflict about that money.”
— Dean Spade, Mutual Aid (2020)Google Sheets for tracking, Venmo screenshots for “transparency.” One volunteer manually reconciling across 4 platforms.
— CHI 2025 ResearchOne group raised $250K for emergency relief. The platform returned ALL funds to donors.
— The Sameer Project, 2024“Unwritten rules, friendship cliques, and popularity contests” fill the void when groups don't have real governance.
— SELC Legal ToolkitWhen mutual aid runs through personal Venmo, that organizer gets a 1099-K for ALL group funds. The threshold is $600.
— IRS.govThree steps. That's it.
Platforms promise not to freeze your money. We can't freeze your money. Here's why.
Your treasury is secured by cryptographic keys that only your members hold. It's the same class of security banks and the federal government run on. There is no master key, which means not even the people who built Goodkeep can move your funds.
Platforms charge fees because they process your payments, store your data, and staff teams to manage your money. All of that is genuinely expensive. Goodkeep does none of it. Your treasury is secured by math rather than employees, and your data stays with your community, so our costs are a fraction of a traditional platform's and we don't need a cut of your money to survive.
A policy can be rewritten on a Tuesday. This is built into the software instead. The code is open source, so anyone can read it and confirm there's no backdoor and no admin override that reaches your funds. GoFundMe asks you to trust them. We'd rather you checked.
Transparent treasury. Democratic decisions. No platform fees. No account freezes. No one person's Venmo holding everything.
Digital governance that matches your democratic values. Vote on your phone. Track member equity transparently. No more quorum failures.
Neighborhood associations, community gardens, tenant unions, parent groups. Any group that shares money and has to decide together how to spend it.
| Venmo | GoFundMe | Open Collective | Loomio | Goodkeep | |
|---|---|---|---|---|---|
| Transparent treasury | No | No | Yes | No | Yes |
| Democratic governance | No | No | No | Yes | Yes |
| Fair funding (small contributions amplified) | No | No | No | No | Yes |
| No platform fees | Freezes | 2.9% | 5–13% | $25/mo | Free |
| Can't be shut down by a company | No | No | OCF dissolved | Self-host | Yes |
| Mobile-first | Yes | Yes | No | No | Yes |
| No personal tax liability | 1099-K | Maybe | Yes | N/A | Yes *No treasurer gets a 1099-K for holding community funds. Individual tax obligations may still apply for recipients. |
The more you show up, the more voice you earn. There's a ceiling on that, though: no amount of money or effort buys the ability to override everybody else.
Read more →People who make decisions should stick around for the consequences. Your track record stays with your community, and it accumulates slowly. There's no way to buy your way to it.
Read more →Your community knows its own needs better than we do. Goodkeep hands you tools to govern yourselves rather than a framework you're expected to adopt whole.
Read more →We use the strongest cryptography available, tamper-proof and quantum-safe. What we don't use is your SSN, your ID, or your face. In Goodkeep, your community is your identity.
Read more →Your community's money stays in your community's treasury. No company holds it. No platform can freeze it. Every transaction is visible to every member.
Your members do. Every member who commits to the community gets voting power, and the more you commit the more say you get. That curve flattens out on purpose: doubling your commitment doesn't double your vote, so no one person can dominate a decision by out-committing everyone else.
Free. We believe community coordination tools should be public infrastructure, not a product you rent from a company that can raise prices or shut down.
Your community keeps running. Goodkeep is software your community runs, not a platform that holds your funds, so there's no server of ours to switch off and nothing for us to take with us on the way out. That's the whole point of building it this way.
Open Collective gives you transparent finances, and it does that well. What it can't give you is governance or permanence: your fiscal host is a separate organization that can dissolve, and OCF did exactly that in 2024, displacing 600+ groups. Goodkeep puts treasury, governance, and funding in one tool your community owns outright.
Venmo works until it doesn't. They've frozen mutual aid accounts, bail funds, and immigrant support funds, sometimes for days at a stretch with no explanation given. Transfers cap out at $6,999 a week. Whoever's account holds the money gets a 1099-K and owes taxes on the group's entire balance. And what members can see is one person's Venmo, not the community's books.
We're building alongside a small number of mutual aid networks and cooperatives right now. Sign up below and we'll reach out personally to get you set up.
Modern cryptography, the same class banks and governments rely on, keeps your treasury transparent and tamper-proof. None of that is your problem to manage. There's no special wallet to install and nothing to buy. You sign up with your fingerprint and you're done.
We're onboarding the first mutual aid groups and cooperatives now. Sign up for early access and we'll help you get started personally.