No fees. No freezes. No single person holding the keys.
Built for mutual aid networks, cooperatives, and community groups.
“We lost thousands in donations because the platform rejected payments and sent money back to donors.”
— Mutual aid organizer, NYC“When groups that have been all-volunteer get money, they often fall apart in conflict about that money.”
— Dean Spade, Mutual Aid (2020)Google Sheets for tracking, Venmo screenshots for “transparency.” One volunteer manually reconciling across 4 platforms.
— CHI 2025 ResearchOne group raised $250K for emergency relief. The platform returned ALL funds to donors.
— The Sameer Project, 2024“Unwritten rules, friendship cliques, and popularity contests” fill the void when groups don't have real governance.
— SELC Legal ToolkitWhen mutual aid runs through personal Venmo, that organizer gets a 1099-K for ALL group funds. The threshold is $600.
— IRS.govThree steps. That's it.
Platforms promise not to freeze your money. We can't freeze your money. Here's why.
Your treasury is secured by cryptographic keys — the same kind of security used by banks, hospitals, and the federal government — that only your community's members hold. There is no master key. Not even the people who built Goodkeep can move your funds.
Platforms charge fees because they process your payments, store your data, and employ teams to manage your money. That's expensive. Goodkeep doesn't do any of that — your treasury is secured by math instead of employees, and your data stays with your community. Our infrastructure costs are a fraction of a traditional platform, so we don't need to take a cut to survive.
This isn't a policy we might change. It's how the software is built. The code is open source — anyone can read it and confirm there's no backdoor, no admin override, no way for us to access your funds. GoFundMe asks you to trust them. We ask you to check.
Transparent treasury. Democratic decisions. No platform fees. No account freezes. No one person's Venmo holding everything.
Digital governance that matches your democratic values. Vote on your phone. Track member equity transparently. No more quorum failures.
Neighborhood associations, community gardens, tenant unions, parent groups — any group that shares money and makes decisions together.
| Venmo | GoFundMe | Open Collective | Loomio | Goodkeep | |
|---|---|---|---|---|---|
| Transparent treasury | No | No | Yes | No | Yes |
| Democratic governance | No | No | No | Yes | Yes |
| Fair funding (small contributions amplified) | No | No | No | No | Yes |
| No platform fees | Freezes | 2.9% | 5–13% | $25/mo | Free |
| Can't be shut down by a company | No | No | OCF dissolved | Self-host | Yes |
| Mobile-first | Yes | Yes | No | No | Yes |
| No personal tax liability | 1099-K | Maybe | Yes | N/A | Yes *No treasurer gets a 1099-K for holding community funds. Individual tax obligations may still apply for recipients. |
The more you show up, the more voice you earn — but no amount of money or effort lets one person override everyone else. Leadership is shared, not seized.
Read more →People who make decisions should stick around for the consequences. Your track record stays with your community — trust is built over time, not bought overnight.
Read more →Your community knows its own needs. Goodkeep gives you the tools to govern yourselves — not a one-size-fits-all framework imposed from above.
Read more →We use the strongest cryptography that exists — tamper-proof, quantum-safe. But we don't need your SSN, your ID, or your biometrics. Your community is your identity.
Read more →Your community's money stays in your community's treasury. No company holds it. No platform can freeze it. Every transaction is visible to every member.
Your members do. Every member who commits to the community gets voting power. The more you commit, the more say you get — but with diminishing returns, so no one person can dominate. It's democracy with skin in the game.
Free. We believe community coordination tools should be public infrastructure, not a product you rent from a company that can raise prices or shut down.
Your community keeps running. Goodkeep isn't a platform that hosts your funds — it's software that your community runs. There's no server to shut down, no company that can dissolve and take your infrastructure with it. That's the whole point.
Open Collective gives you transparent finances — which is great. But it can't give you governance, democratic funding allocation, or permanence. Your fiscal host can dissolve (OCF did in 2024, displacing 600+ groups). Goodkeep gives you treasury + governance + fair funding in one tool that your community owns permanently.
Venmo works until it doesn't. They've frozen mutual aid accounts, bail funds, and immigrant support funds — sometimes for days, with no explanation. They cap transfers at $6,999/week. The person whose account holds the money gets a 1099-K and owes taxes on ALL group funds. And everyone sees one person's balance, not the community's.
We're building with a small group of mutual aid networks and cooperatives right now. Sign up below to get early access — we'll reach out personally to set you up.
Goodkeep uses modern cryptography to keep your treasury transparent and tamper-proof — the same kind of security used by banks and governments, but stronger. You don't need a special wallet, you don't need to buy anything, and you don't need to understand the technology. You sign up with your fingerprint and you're done.
We're onboarding the first mutual aid groups and cooperatives now. Sign up for early access and we'll help you get started personally.